We have all become far too familiar with load shedding in South Africa. We wrote about loadshedding generally for the first time in 2014, when
Sectional title is quite unique in a number of ways. When you split up a building with imaginary lines like borders of a country, it
By now we have become familiar with Prescribed Management Rule (“PMR”) 23.(2)(b) of Annexure 1 of the Regulations to the Sectional Titles Schemes Management Act
One of the most common questions that arise relating to geyser claims in a sectional title scheme is: “Who is responsible for the excess, and
When it comes to an owner wanting to attend to repairs using their own contractor and prefers a cash in lieu settlement, trustees and portfolio
Traditionally, fidelity insurance is an insurance product that provides protection against business losses caused due to employee dishonesty. A basic insurance policy with an insurer
A claim form is laid out in a format which helps the insurer to collect all the information they require to process the claim. It
Over the years, we have engaged with hot water specialists and other industry experts with a view to finding the best ways to mitigate rising
Insurance policy wording can be hard to make sense of for an ordinary person with no legal or insurance background. An insurance policy wording creates
Children’s play areas are typically high-risk areas situated on common property. It is the responsibilities of the trustees to conduct regular checks of the equipment