(Updated: 12 December 2024) Annual general meeting (AGM) preparations often happen at the last minute—it seems to be human nature! However, when it comes to insurance-related responsibilities, better planning is…
“Our recent valuation measurements do not quite add up – can this be right?” This is a question we are faced with quite regularly, especially now that insurance valuations…
Disclaimer boards around common property in community schemes have always been a prickly issue with the main question being around their effectiveness. We have always viewed disclaimer boards prominently displayed…
A recent claim involved consulting structural engineers to recommend a solution to an ongoing problem with rising damp and moisture ingress surrounding an extensive area of floors and walls in…
Costs to cover security guards are viewed as a consequential loss; therefore, it is not automatically included in all policies. What is included? Most insurance policies include additional benefit extensions,…
[Updated: 29 July 2025] Let’s be trustees who deal with disputed claims fairly and correctly! Claims are either common area claims or otherwise claims that deal with the owners’ sections.…
Since 2016, Prescribed Management Rules require a building valuation to be done at least every three years. In addition, these rules also require that such valuations be tabled at the…
Better the devil you know? This adage suggests that dealing with a familiar person or service – even if not the best option – may feel easier than taking a…
(Updated: 28 January 2025) A common question in sectional title schemes is whether a residential garage can be used for storage. The answer depends on whether the garage is a…
Sectional Title insurance mainly involves three obligatory areas of risk: Buildings Cover, Liability Cover and Fidelity Cover. A fourth segment can arguably be added: any other insurance about the buildings…