Building contractors and/or plumbing contractors that may attend to work on buildings, be it repairs or improvements, could accidentally cause a water flooding event that
In many sectional title schemes and homeowners’ associations, the question regularly arises as to whether the full insurance policy schedule should form part of the
When does the excess become payable? When a large insurance claim occurs in a sectional title scheme, one of the first questions that usually follows
When a geyser is replaced, owners or trustees are sometimes surprised when electrical problems suddenly begin appearing shortly afterwards. A breaker starts tripping, an isolator
One of the questions we hear regularly when quoting on scheme building insurance is: “Why do you need our current policy and claims history? Isn’t
A concerning incident was recently raised on social media after a substantial layer of plaster reportedly separated from a concrete ceiling slab and collapsed into
When it comes to protecting a community scheme’s money, there’s often one simple but important question: Who should arrange the fidelity cover – the body
The short answer is “no”. Trustees cannot stop your claim simply because you’re the only owner with a skylight. If the skylight is covered, approved,
Here we focus on the buildings aspect of sectional title insurance, one of the three main areas being buildings, property owner’s liability and fidelity cover.
Is a leaking balcony covered by insurance? A leaking balcony is covered by insurance only if the damage was caused by a sudden, identifiable event