How to know if your insurance claim is viable
15 Nov 2021
Insurance policy wording can be hard to make sense of for an ordinary person with no legal or insurance background. An insurance policy wording creates
Children’s play areas on common property: What are the risks?
26 Oct 2021
Children’s play areas are typically high-risk areas situated on common property. It is the responsibilities of the trustees to conduct regular checks of the equipment
How to deal with insurance when a new managing agent is appointed
16 Sep 2021
When a community scheme appoints a new managing agent, a smooth transition usually involves the transfer of funds from one bank account to another, changing
Insurance for tools and equipment owned by community schemes
15 Aug 2021
Does your community scheme own tools and equipment used to maintain the scheme’s property? This could be anything from a screwdriver to lawnmowers or similar
How the change of use affects the risk of a section
11 Jul 2021
Insurers will take on a risk with the understanding that the building is being used for its intended or disclosed use, and will provide cover
Appointing Your Sectional Title Insurance Broker
18 Jun 2021
In the process of reviewing insurance, trustees often engage with a number of brokers in order to obtain the best quote. While this approach may
How to deal with multiple excesses in insurance claims
12 May 2021
When an insurance claim is submitted and settled by the insurer, in most scenarios the insurer will settle the agreed amount less the applicable excess
The risk of bush and forest fires
26 Apr 2021
On 18 April 2021, Cape Town faced a catastrophic fire on the slopes of Devil’s Peak and Table Mountain. We also recall the devastating and
The effects of Covid-19 on community scheme insurance
11 Jan 2021
During 2020, Addsure hosted a number of informative webinars on the effects of Covid-19 on community scheme insurance. Aside from doing research on this topic
When it comes to claims, what are the owner’s rights?
10 Dec 2020
In this blog article, we would like to address five common questions that often arise relating to sectional title insurance claims and the rights of