One of the most common questions that arise relating to geyser claims in a sectional title scheme is: “Who is responsible for the excess, and
When it comes to an owner wanting to attend to repairs using their own contractor and prefers a cash in lieu settlement, trustees and portfolio
Traditionally, fidelity insurance is an insurance product that provides protection against business losses caused due to employee dishonesty. A basic insurance policy with an insurer
A claim form is laid out in a format which helps the insurer to collect all the information they require to process the claim. It
Over the years, we have engaged with hot water specialists and other industry experts with a view to finding the best ways to mitigate rising
Insurance policy wording can be hard to make sense of for an ordinary person with no legal or insurance background. An insurance policy wording creates
Children’s play areas are typically high-risk areas situated on common property. It is the responsibilities of the trustees to conduct regular checks of the equipment
When a community scheme appoints a new managing agent, a smooth transition usually involves the transfer of funds from one bank account to another, changing
Does your community scheme own tools and equipment used to maintain the scheme’s property? This could be anything from a screwdriver to lawnmowers or similar
Insurers will take on a risk with the understanding that the building is being used for its intended or disclosed use, and will provide cover