Everything you need to know about water damage and claims
18 October 2023
Water damage comes with the territory when you own property. It can arise in many different ways and in sectional title, it can be mitigated
Burst and leaking pipes: When will your insurance pay?
17 October 2023
The question of when insurance will pay out following a burst or leaking pipe is a contentious topic. Prior to the change in sectional title
Cover for garden landscaping and removal of trees
20 September 2023
Many community schemes have outdoor spaces that have well-maintained landscaped gardens that add a touch of elegance and tranquility, thereby enhancing the overall aesthetics and
Asbestos is finally on its way out
20 September 2023
It has been a long time coming. Asbestos is outlawed and building owners, including homeowners, were advised to make plans for the removal of damaged
What is the insured’s contractual duty following a claimable event?
8 September 2023
Facing a community scheme claim event can be a stressful experience. To ensure a smooth process and maximize your chances of a successful insurance claim,
Geysers – the most common claim
1 September 2023
Statistically, around 70% of claims are geyser-related. Geyser replacements seem to account for half of these, the other half being the resulting damages i.e., damages
What you need to consider when appointing a community scheme’s insurance broker
31 August 2023
When a body corporate or homeowners’ association (HOA) in South Africa decides to appoint a new insurance broker, it’s crucial to be well-informed about the
What can trustees check to reduce the risk of damage prior to the rainy season?
31 August 2023
We recently shared the podium with sectional title specialists, TVDM Consultants, and NABA in Cape Town at a NAMA (National Association of Managing Agents) event
How does an insurer deal with claims for water damage emanating from a poorly maintained or defective roof?
31 August 2023
Firstly, it is critical that the client disclose anything they know about the risk that may influence the insurer in their decision to accept the
How to deal with a leaning boundary wall
1 August 2023
As a community scheme, safety and security are paramount. It’s essential to keep a close eye on the condition of our shared structures, such as