The holiday period is equal parts sunshine and risk. Pools get busier, visitors increase, tempers (and alcohol) rise, and summer storms do their worst. Here’s
Introduction Over the past three years, alternative energy systems — including battery backup power storage — have become increasingly common as fixed, permanent improvements to
We often get asked a simple but important question: “Can an owner insure their unit separately from the body corporate’s policy?” It sounds straight forward,
Understanding property classification in building insurance Upon a request to provide insurance for a building, the insurer will require sufficient data on the nature of
We often see the question pop up on social media: “Is there any insurer that covers leaking or rusty pipes?” It’s a fair question, especially
Insurance companies reserve the right to conduct property inspections through site visits. These inspections will be scheduled in advance with the property owner, and in
In South Africa’s community schemes sector, managing agents operate under constant pressure to deliver efficient service while meeting legal and fiduciary obligations. The role often
Following a severe claim event, whether it’s a fire, flood, or severe storm, the immediate aftermath can feel overwhelming. As a property owner or trustee,
Whether you’re a contractor managing multiple projects or a property owner tackling a once-off renovation, construction work comes with risk and with risk comes the
Many property owners assume that if they reduce their sum insured by 20%, their insurance premium should also drop by 20%. It sounds fair, but