Liability made simple
18 April 2026
Damage happens. Injuries happen. That doesn’t automatically mean the body corporate is liable. Clearing up this one point can clear up many disputes and liability claims
Leaking balcony in a sectional title scheme: Insurance claim or wear and tear?
7 April 2026
A leaking balcony. Few things cause as much frustration in sectional title schemes. The questions usually follow quickly: Is this an insurance claim? If not,
Ownership and insurance of solar infrastructure
3 March 2026
Proprietary rights & stuff on the roof in sectional title This article is derived from a recorded webinar hosted by Zerlinda van der Merwe of
Damp management process for sectional title schemes
24 February 2026
Damp remains one of the most common and most misunderstood issues reported in sectional title schemes. While much of the existing guidance understandably focuses on
Schedule of replacement values: What owners approve at the AGM and why the AGM pack matters
16 February 2026
Every year, annual general meetings (AGMs) raise the same insurance-related questions, often rushed, often misunderstood, and frequently reduced to a quick glance at the monthly
Why are sectional title insurance premiums rising, and what trustees can do about it?
9 February 2026
Sectional title insurance premiums are rising mainly because insurers are experiencing higher and more frequent claims, increased rebuilding costs, and greater exposure to preventable losses,
What is a sectional title insurance review and why should trustees do one?
30 January 2026
A sectional title insurance review is a structured process that helps trustees assess whether their scheme’s insurance is correctly set up, sustainable over time, and
Will insurance pay for alternative accommodation if a roof needs repair, when the damage isn’t covered by the policy?
25 January 2026
It’s not uncommon for trustees or owners to ask whether their insurance will cover alternative accommodation when major repair work, such as roof replacement, is
Sectional title insurance explained: Why trustees and managing agents should follow Addsure’s YouTube and social media channels
12 January 2026
In the community schemes environment, scheme executives (trustees/ directors) and managing agents are expected to make good decisions with limited time and often limited information.
Does sectional title insurance cover legal defence costs in disputes with managing agents?
5 December 2025
From time to time, a scheme may find itself in a legal dispute with a current or former managing agent. A common example is where