A leaking balcony. Few things cause as much frustration in sectional title schemes. The questions usually follow quickly: Is this an insurance claim? If not, who is responsible? And how…
Proprietary rights & stuff on the roof in sectional title This article is derived from a recorded webinar hosted by Zerlinda van der Merwe of TVDM Consultants, with contributions from…
Every year, annual general meetings (AGMs) raise the same insurance-related questions, often rushed, often misunderstood, and frequently reduced to a quick glance at the monthly premium. During last year’s Let’s…
A sectional title insurance review is a structured process that helps trustees assess whether their scheme’s insurance is correctly set up, sustainable over time, and aligned with real risks, not…
It’s not uncommon for trustees or owners to ask whether their insurance will cover alternative accommodation when major repair work, such as roof replacement, is needed. The answer depends entirely…
In the community schemes environment, scheme executives (trustees/ directors) and managing agents are expected to make good decisions with limited time and often limited information. Insurance, risk and claims can…
From time to time, a scheme may find itself in a legal dispute with a current or former managing agent. A common example is where a managing agent issues a…
The holiday period is equal parts sunshine and risk. Pools get busier, visitors increase, tempers (and alcohol) rise, and summer storms do their worst. Here’s a practical mini guide for…
Introduction Over the past three years, alternative energy systems — including battery backup power storage — have become increasingly common as fixed, permanent improvements to buildings. These systems may include…
We often get asked a simple but important question: “Can an owner insure their unit separately from the body corporate’s policy?” It sounds straight forward, perhaps a few owners or…