(Updated 19 August 2024) A professional and responsible managing agent protects both their business as well as their client (body corporate) by having professional indemnity (PI) and their own fidelity…
(Updated 22 August 2024) Traditionally, standard buildings insurance policies only responded to claims where damage to the building was accompanied by forced entry into or exit from the property. For…
[Updated: 23 May 2025] “I’m an owner, and my insurance claim was rejected. What now?” No one feels good when they receive a letter with the words Claim Rejection. It’s…
[Updated: 23 April 2025] Sectional title schemes in South Africa are legally required to have various types of insurance in place to protect the scheme, its assets, and its members.…
Following the 5 August 2014 earthquake, the insurance industry was, once again, bombarded with questions around Earthquake cover. Let’s unpack some of the issues around earthquakes in the sectional title…
We are often asked the question: How do we choose the insurer for our body corporate? The most important factor First and foremost, work with a licensed financial advisor (broker)…
Leak from section above to section below – Is this an insurance claim? This is an actual, recent question from a client along with our response to this common enquiry:…
Subsidence and landslip are among the most devastating risks to property but remain one of the least discussed insurance perils. Understanding this cover extension and how it may or may…
(Updated 11 February 2025) Perhaps we should refer to MUAs (Misunderstood Use Areas) rather than EUAs (Exclusive Use Areas), as the subject of Exclusive Use Areas is widely misunderstood and…
(Updated 23 September 2024) Most policies have a prevention of loss clause, i.e. the insurer is expected to take all reasonable precautions to prevent losses. Much can be done –…