(Updated 24 February 2025) If the prescribed management rule is read and interpreted in accordance with standard insurance definitions of public liability, it is reasonable to conclude that trustee indemnity…
The following question often arises: Are garden irrigation systems covered by the body corporate or homeowners association buildings insurance policy? If so, what are the limitations? Coverage of garden irrigation…
(Updated 12 December 2024) A schedule of replacement values (SRV) needs to be prepared, by the body corporate, ahead of each AGM, so that owners can agree and vote on…
“The body corporate is in virtually the same position as a landlord, hotel owner or shopkeeper, who by his or her control over property, has a legal duty to take…
“The insurance advice process in the sectional title environment is even more important”. Question: The FAIS Act (Financial Services and Intermediary Services Act) applies to all financial advice. How is…
It is widely accepted that window glass is covered as part of the building. Residential vs commercial buildings Normal residential buildings have smaller standard windows and doors; these are included…
In today’s modern and economically tough times, it is becoming more common for professional people with their own businesses to work from a home office. This is quite likely in…
[Updated: 22 August 2025] More and more building owners are installing generators to provide backup electricity power. These are usually larger schemes with more extensive common property lighting, security and…
Trustees are often concerned about braais on balconies and whether other owners could be prejudiced, i.e. be victims of claim rejection in the case of such a fire spreading. Does…
These items are described as exterior fixtures and fittings and are usually owned by owners within the scheme. They are deemed to be part of the buildings, as belonging to…