Several insured perils or risks cause damage to multiple sections of a community scheme simultaneously when they occur. These perils most commonly comprise storm, wind, rain and water. With this…
In October 2018, the revised national building regulations relating to minimum requirements for geyser installations were implemented. Following this, we have found instances where clients are experiencing some complications in…
What is a retaining wall? A retaining wall is any wall that holds back soil or other material on one side of the wall, i.e., where the ground or surface…
(Updated 26 August 2024) Impact damage is an insured peril included in most property insurance policies. While the damage is more commonly caused by a third party to the insured…
One of the most popular forms of residential habitation in South Africa is undeniably a sectional title or community Scheme. Over recent years, this property sector has experienced heavy regulation…
Better the devil you know? This adage suggests that dealing with a familiar person or service – even if not the best option – may feel easier than taking a…
(Updated 17 July 2024) A geyser is one of those fixtures most of us can no longer do without, being reliant on the convenience of a ready hot water supply.…
All specialised communal property building insurance policies provide material damage cover for the insured property together with public or property owners’ liability cover. In terms of the specialised nature of…
The inclusion of insurance for water heating systems, such as geysers, is common and expected under every available building insurance policy. Over the last few years, new types of heating…
An insurance policy is always issued by the insurer, who agrees to carry certain risks on behalf of the insured. The insured is the person or party who has an…