Trustees and insurance renewals
[Updated 30 April 2025] In the sectional title environment, short-term insurance plays a critical role. As the name suggests, short-term insurance policies typically cover one year and must be actively…
sectional title insurance
Meeting sectional title insurance challenges in 2018
The beginning of a new year is a good time to take stock of our risks and finances, getting our houses in order financially. It is important that trustees understand…
Festive Season Risk
As we wind down for the holiday season we should pause for a moment and consider the risks associated with holidays and the environment we live in. Factors such as…
Trees on common property
(02 December 2024) When it comes to trees on sectional title common property, their maintenance, potential risks, and insurance implications can become contentious issues. This article explores the responsibilities of…
Claim settlement delays and frustrations
Occasionally, parts of South Africa are subjected to extreme conditions and occurrences bringing about unusual amounts of property loss and damage. At these times, most of us are grateful that…
Sectional title insurance and the advice process
Since the introduction of the CSOS (Community Scheme Ombud Services) Act, the STSM (Sectional Title Scheme Management) Act, and relative rules and regulations, the insurance advice process in the sectional…
How will recent global storms affect insurance premiums?
Severe storms hit Gauteng and Kwa-Zulu Natal last week with devastating effects, damaging several buildings and property. Global weather patterns are becoming more unpredictable as a result of global warming.…
The role of the insured in sectional title insurance
An insurance policy is always issued by the insurer, who agrees to carry certain risks on behalf of the insured. The insured is the person or party who has an…
Loss of water: Limited cover provided
Not all insurers provide this cover as it is not a standard requirement but an extended benefit. Most insurers who specialise in providing cover for community scheme risks do provide…
Insurance and the managing agent: What insurance does a managing agent need?
[Updated: 29 May 2025] Sectional title insurance doesn’t just protect buildings, it reaches into nearly every corner of the community scheme ecosystem. As my colleague Candice so accurately describes it,…