Ownership and insurance of solar infrastructure
Proprietary rights & stuff on the roof in sectional title This article is derived from a recorded webinar hosted by Zerlinda van der Merwe of TVDM Consultants, with contributions from…
sectional title insurance
Damp management process for sectional title schemes
Damp remains one of the most common and most misunderstood issues reported in sectional title schemes. While much of the existing guidance understandably focuses on whether damp-related damage may or…
Schedule of replacement values: What owners approve at the AGM and why the AGM pack matters
Every year, annual general meetings (AGMs) raise the same insurance-related questions, often rushed, often misunderstood, and frequently reduced to a quick glance at the monthly premium. During last year’s Let’s…
Why are sectional title insurance premiums rising, and what trustees can do about it?
Sectional title insurance premiums are rising mainly because insurers are experiencing higher and more frequent claims, increased rebuilding costs, and greater exposure to preventable losses, particularly from storm damage, geyser…
What is a sectional title insurance review and why should trustees do one?
A sectional title insurance review is a structured process that helps trustees assess whether their scheme’s insurance is correctly set up, sustainable over time, and aligned with real risks, not…
Will insurance pay for alternative accommodation if a roof needs repair, when the damage isn’t covered by the policy?
It’s not uncommon for trustees or owners to ask whether their insurance will cover alternative accommodation when major repair work, such as roof replacement, is needed. The answer depends entirely…
Sectional title insurance explained: Why trustees and managing agents should follow Addsure’s YouTube and social media channels
In the community schemes environment, scheme executives (trustees/ directors) and managing agents are expected to make good decisions with limited time and often limited information. Insurance, risk and claims can…
Does sectional title insurance cover legal defence costs in disputes with managing agents?
From time to time, a scheme may find itself in a legal dispute with a current or former managing agent. A common example is where a managing agent issues a…
Holidays and sectional title: A short seasonal risk checklist for schemes
The holiday period is equal parts sunshine and risk. Pools get busier, visitors increase, tempers (and alcohol) rise, and summer storms do their worst. Here’s a practical mini guide for…
Alternative energy systems: Solar inverter systems
Introduction Over the past three years, alternative energy systems — including battery backup power storage — have become increasingly common as fixed, permanent improvements to buildings. These systems may include…