When it comes to claims, what are the owner’s rights?
In this blog article, we would like to address five common questions that often arise relating to sectional title insurance claims and the rights of the owner. As an owner,…
sectional title insurance
How mezzanine floor extensions affect sectional title insurance
Uses of mezzanine floors Sometimes, an owner of a section will increase the area by installing a mezzanine floor, removing ceiling boards and encroaching into the ceiling area, which is…
What owners need to know about the sectional title claims process
[Updated: 29 April 2025] The sectional title claims process The sectional title claims process is often misunderstood, which can lead to unnecessary conflict and unpleasantness. A solid understanding of how…
Who pays the insurance excess on a burst pipe?
This is a very popular question that often highlights opposing views and differing interpretations of policy wording. Whether the pipes are on common property or within the section, a burst…
Professional indemnity insurance: Who is responsible to ensure that your scheme is protected?
Professional indemnity insurance cover is issued to provide insurance cover for a service provider in case their clients suffer a financial loss, resulting from the negligent act, error or omission…
Why cheaper isn’t always better
Generally, we all want insurance that offers the widest (most) cover for the lowest premium, but there are a number of other important factors to consider, particularly in the sectional…
Warehouses and fire risk
Modern warehouses can have complicated configurations which can allow for fires to spread rapidly, making manual firefighting efforts more difficult. These fires regularly result in major damages and losses, not…
Storm season is coming. Are you prepared?
Over the last few years, the storms see to be intensifying across the country, causing increasing degrees of property damage each year. While severe storms do occur from time to…
Claiming for damage to fitted carpets
Permanently fitted carpets are insured as part of an insured building. This means that it is insured against damage caused by sudden and unforeseen flooding events such as burst pips,…
How to deal with insurance claims including multiple community scheme sections simultaneously
Several insured perils or risks cause damage to multiple sections of a community scheme simultaneously when they occur. These perils most commonly comprise storm, wind, rain and water. With this…