A sectional title insurance review is a structured process that helps trustees assess whether their scheme’s insurance is correctly set up, sustainable over time, and aligned with real risks, not…
It’s not uncommon for trustees or owners to ask whether their insurance will cover alternative accommodation when major repair work, such as roof replacement, is needed. The answer depends entirely…
In the community schemes environment, scheme executives (trustees/ directors) and managing agents are expected to make good decisions with limited time and often limited information. Insurance, risk and claims can…
From time to time, a scheme may find itself in a legal dispute with a current or former managing agent. A common example is where a managing agent issues a…
The holiday period is equal parts sunshine and risk. Pools get busier, visitors increase, tempers (and alcohol) rise, and summer storms do their worst. Here’s a practical mini guide for…
Introduction Over the past three years, alternative energy systems — including battery backup power storage — have become increasingly common as fixed, permanent improvements to buildings. These systems may include…
We often get asked a simple but important question: “Can an owner insure their unit separately from the body corporate’s policy?” It sounds straight forward, perhaps a few owners or…
Understanding property classification in building insurance Upon a request to provide insurance for a building, the insurer will require sufficient data on the nature of the structures to determine the…
We often see the question pop up on social media: “Is there any insurer that covers leaking or rusty pipes?” It’s a fair question, especially for those living in older…
Insurance companies reserve the right to conduct property inspections through site visits. These inspections will be scheduled in advance with the property owner, and in the case of a sectional…