In South Africa’s community schemes sector, managing agents operate under constant pressure to deliver efficient service while meeting legal and fiduciary obligations. The role often involves navigating complex client relationships,…
Following a severe claim event, whether it’s a fire, flood, or severe storm, the immediate aftermath can feel overwhelming. As a property owner or trustee, knowing the right steps to…
Many property owners assume that if they reduce their sum insured by 20%, their insurance premium should also drop by 20%. It sounds fair, but in reality, that’s not always…
Every year, trustees and managing agents gear up for what is often called AGM Season, and we all know that this can be a stressful time for some! But it…
In the world of sectional title insurance, a surprisingly common issue arises when owners unknowingly insure what’s already covered, and sometimes, they intentionally do so. To make sense of this,…
In the insurance industry, we often say the proof of the pudding is in the eating. When managing geyser claims, the proof is undeniably in the statistics. Let’s explore how…
As trustees of a sectional title scheme, one of your key responsibilities is to ensure that your community remains properly insured. This is clearly set out in the Sectional Tite…
We buy insurance to secure protection for ourselves when we suffer a property loss or damage which we cannot afford to repair or replace out of pocket. When a claim…
In this short blog article, we explain the sectional title AGM handout and how it has proven to be an invaluable tool at sectional title AGMs. This simple A5 brochure…
While Addsure is not in the business of valuations or quantity surveying, we have decades of experience dealing with replacement cost valuations, which lie at the heart of our insurance…